Know the homebefore youbuy it.
Detailed, no-nonsense home inspections from Steve Dobson, a local InterNACHI certified inspector with 14 years of experience. Clear answers about the home and what repairs may cost.
What do you need inspected?
Pick a service to see what's included.
Home inspections, 4-Points and wind mitigation.
Buying a home or getting it insured? These three inspections cover what matters most to Northeast Florida homeowners.

Home Inspections
Know the true condition of the home before you close. A full top-to-bottom inspection with a clear, photo-rich report.
Learn more
4-Point Inspections
Roof, electrical, plumbing and HVAC. The report many Florida insurers require for older homes, done right the first time.
Learn more
Wind Mitigation
Document the wind-resistant features of your home. It can help lower your homeowners insurance premium.
Learn moreRoof Certifications
An expert look at your roof's condition and remaining life, for insurance or a sale..
New Construction Inspections
Brand new does not mean problem free.
Pre-Sale Inspections
Find issues before buyers do.
Pool & Spa Inspections
Pools are expensive to repair.
Foreclosure & REO Inspections
Is that bank owned home a great deal or a money pit? Get the details before you commit..

Knowledge you can see in every report.
Steve combines 14 years of inspecting East Florida homes with real knowledge of building practices and mechanical systems. He is thorough, personable and straightforward about what he finds.
- Attention to detail, from the roof to the water heater
- Plain-English explanations and the likely cost of repairs
- Detailed physical and digital reports with photos
- Custom quotes and competitive, up front pricing
- Works with buyers, sellers, realtors and homeowners
What Steve looks at, and what it could cost you.
Tap a system to see what gets inspected and typical Florida repair costs. A few hours of inspection can save you thousands.

Roof & attic
Florida sun and storms are hardest on roofs. Steve checks the covering, flashing, penetrations and the attic below for ventilation, insulation and signs of past leaks.

Electrical
The service panel, breakers, visible wiring, grounding and GFCI and AFCI protection. Certain older panel brands and wiring types are a red flag for insurers.

Plumbing
Supply and drain materials, water pressure, the water heater and fixtures. Polybutylene and aging galvanized pipe can affect insurance and resale.

Heating & cooling
In Florida the AC works hard all year. Steve checks operation, age, condensate drainage and overall condition.

Structure & exterior
Foundation, walls, stucco, windows, doors, grading and drainage. Water that moves toward the house is one of the most expensive problems to ignore.

Interior & moisture
Walls, ceilings, floors, stairs, built-in appliances and moisture readings where something looks off. Hidden leaks show up here first.
Typical Florida repair ranges for planning only. Actual costs vary by home, materials and contractor.
Simple from first call to final report.
Book
Book online, call or request a quote. Steve confirms your date and works with your agent on access.
Inspect
About three hours on site for a typical home. You are welcome to join at the end.
Report
A detailed digital report with photos and clear notes on what matters most.
Ask
Questions afterward? Call Steve. Clear communication is part of the service.
Save time and money on homeowners insurance.
Florida insurers often require or reward these reports. Book them together and handle everything in one visit.
4-Point Inspection
Roof, electrical, plumbing and HVAC. Commonly required to insure older homes.
Learn moreWind Mitigation
Documents wind-resistant features that can lower your premium. Generally valid up to 5 years.
Learn moreRoof Certification
Condition and remaining life of your roof, often requested for older roofs.
Learn moreLocal to Palm Coast. Trusted across Northeast Florida.
Based in Palm Coast and inspecting homes in 7 counties, from Fernandina Beach to New Smyrna and west to Palatka.
An inspector who protects your timeline.
Steve schedules quickly, communicates clearly and delivers reports that are thorough without being alarmist. Your clients get the facts, and your closing stays on track.
- Fast scheduling that respects contract deadlines
- Easy access coordination with listing agents
- Clear, organized reports buyers understand
- 4-Point and wind mitigation in the same visit
- A real person who answers the phone
Guides for Florida homeowners.
Practical, plain-English guides on inspections, insurance reports and caring for a Florida home.

The Florida 4-Point Inspection: What Insurers Look For
Buying or insuring an older Florida home? Here is what a 4-Point Inspection checks and the common items that can hold up coverage.

Wind Mitigation Inspections: How the OIR-B1-1802 Form Can Lower Your Premium
Florida insurers are required to offer discounts for wind resistant features. A wind mitigation report is how you prove your home has them.

What a Florida Home Inspection Covers (and What It Does Not)
A home inspection is a visual, non invasive look at the major systems of a house. Here is exactly what that means, and where the limits are.
Answers before you book.
Can't find what you need? Steve would rather answer it now than have you guess.
When do I need a home inspection?
Most people call when they are buying or selling a home. A home inspection report can also be a powerful tool when you are negotiating your home insurance policy, and insurance inspections like the 4-Point and wind mitigation are often required or rewarded by Florida insurers.
How much does a home inspection cost?
The cost depends on the size of the home, its age and any extras like a pool or detached structures. Call or send a quote request with a few details and Steve will give you a firm price up front. Bundling a 4-Point and wind mitigation with your home inspection saves time and money.
How long does a home inspection take?
A typical home inspection takes about three hours. Larger homes and homes with additional features take longer.
What do I do with the inspection report?
Your report lists any defects found during the inspection, with photos. Buyers can use it to negotiate a lower price or ask the seller to handle problems before closing. Sellers can use it to make improvements before listing. Steve is always available to walk you through it.
How should I prepare for my inspection?
Make sure the utilities are on and that Steve can reach the electrical panel, water heater, HVAC equipment and attic access. If you are the seller, clearing a path to these areas and securing pets makes the day go smoothly.

Buying, selling or insuring a home?
Call Steve directly or request your inspection online. Clear answers, fast scheduling and a report you will actually understand.



