Your report may list a lot of items. Here is how to sort what matters, what to negotiate and what to simply plan for.
Key takeaways
- Sort findings into safety issues, major systems, water intrusion and routine maintenance.
- Use the likely cost of repairs, not the number of items, to guide negotiations.
- Get contractor quotes for big items before your inspection period ends.
- Call your inspector with questions. That is part of the service.
It is normal for a home inspection report to be long. Even new homes have findings. The goal is not a perfect score but a clear understanding of what you are buying and what it may cost.
Sort the findings
- Safety: electrical hazards, missing handrails, gas concerns and anything that could hurt someone.
- Major systems: roof, HVAC, electrical service, plumbing and structure, especially items near the end of their life.
- Water: active leaks, stains, drainage problems and anything that invites moisture into the house.
- Maintenance: caulking, filters, minor repairs and normal wear that every home needs.
Focus on cost, not count
Twenty small maintenance items may matter less than one aging roof. Think about the likely cost of repairs and what could affect insurance, safety or daily life. That is where your negotiating energy should go.
Get quotes quickly
Florida contracts usually include an inspection period. If a major item needs attention, get quotes from licensed contractors before that period ends so you can negotiate with real numbers.
Your negotiation options
- Ask the seller to make specific repairs before closing
- Ask for a credit or price reduction
- Accept the item and plan for it in your budget
- In some cases, walk away within the terms of your contract
Your real estate agent will guide you on what is typical in the current market.
Do not forget insurance
If the home is older, your insurer may need a 4-Point, and a wind mitigation report can lower your premium. Share these with your agent as soon as they are ready.
Keep the report
Your inspection report is also a useful maintenance guide for your first years in the home. Keep it with your closing documents.
Frequently asked questions
Should I ask the seller to fix everything on the report?
Usually not. Focus on safety issues, major systems and water problems. Routine maintenance items are normally the buyer's responsibility.
Can I call the inspector after I get the report?
Yes. Clear communication is part of a good inspection, and questions are always welcome.
